CAC Calculator.

Customer Acquisition Cost is your fully-loaded sales + marketing spend divided by new paying customers in the period. Include paid ads, content, sales salaries, sales tools, agency fees. Exclude product engineering and customer success.

Pair this with your LTV calculator to evaluate unit economics, and CAC Payback to evaluate cash flow.

Inputs
USD
CAC result
Customer Acquisition Cost
$160.00
All metrics from your inputs
MRR$9,800.00
ARR$117,600.00
ARPU$49.00
LTV$980.00
CAC$160.00
LTV:CAC6.13x
CAC Payback4.1 months
Monthly churn (counts)4.00%
NRR104.00%
Year-end MRR$12,082.35

Benchmark verdicts use smb thresholds from OpenView SaaS Benchmarks 2024.

The formula

How CAC
is calculated.

3 steps. Same formula every reputable SaaS dashboard uses: ChartMogul, Baremetrics, ProfitWell.

  1. 01

    Total sales + marketing spend

    Include paid ads, content, sales salaries, sales tools, agency fees. Exclude product engineering and customer success.

    S + M spend
  2. 02

    Count new paying customers

    Only customers who started paying in the period. Free trial conversions count when they convert, not when they start.

    new customers
  3. 03

    Divide

    Result is the all-in cost to acquire one paying customer.

    spend ÷ new customers
Industry data

No universal benchmark.

Raw CAC values vary too much by ICP, pricing tier, and business model to compare across companies. Use LTV:CAC ratio or CAC Payback for relative health.

Examples

Worked examples.

Three real scenarios. Inputs in plain English, the formula applied, the answer.

Scenario 01

Content-led indie

$1,500 monthly content + ads spend, 12 new customers.

CAC = $1,500 ÷ 12 = $125.
Scenario 02

Paid-led SMB SaaS

$15K monthly spend (ads + sales), 30 new customers.

CAC = $15,000 ÷ 30 = $500.
Scenario 03

Mid-market sales-led

$80K monthly spend, 18 new customers.

CAC ≈ $4,444. Compare against contract value to evaluate.
Questions

Frequently asked.

Everything else worth knowing about Customer Acquisition Cost.

Yes. Fully-loaded CAC includes any spend whose purpose is acquiring customers: sales salaries, commissions, BDR pay, marketing salaries, ad spend, agency fees, content writers, sales tools (Salesforce, Outreach), and CRM seats. Excluding salaries makes CAC look better than reality.

Blended CAC includes all S&M spend ÷ all new customers (including organic). Paid CAC isolates paid acquisition. Blended hides organic strength; paid hides word-of-mouth scale. Track both.

The formulas are textbook standard, used by ChartMogul, Baremetrics, OpenView, and most SaaS investors. Your numbers will be accurate to the inputs you provide. Garbage in, garbage out: pull the numbers from your billing system, not your gut.

MRR, ARR, ARPU: monthly. Churn, NRR: monthly with quarterly trend review. CAC, LTV, LTV:CAC, CAC payback: quarterly. They’re lagging and noisy on a monthly basis. Growth projection: refresh quarterly when you change your roadmap.

A 4% monthly churn rate is excellent for bootstrapped indie SaaS but alarming for enterprise SaaS. CAC payback of 18 months is dangerous for SMB but normal for enterprise. Stage-aware benchmarks tell you what good looks like at your size, not at someone else’s.

Yes, with adaptation. For usage-based pricing, normalise to monthly recurring billed amount before computing MRR. For hybrid (base + usage), include the recurring base in MRR and treat overage as expansion in NRR. The formulas don’t change. Only how you measure ARPU does.

Gross = before any offsetting moves. Net = after expansion or other positive flows offset losses. Gross churn ≤ net churn (net can be negative, meaning expansion outpaces loss). NRR includes expansion (net); GRR excludes it (gross). Both are reported in best SaaS dashboards.

No, never. Every metric here is paying-customers-only. Including trials inflates customer counts, deflates ARPU, and breaks comparability against industry benchmarks. Trials become "customers" the moment they convert to paid.

Investors care about: ARR (scale), MRR growth rate (momentum), monthly churn (retention), LTV:CAC (unit economics), and NRR if you have one. Seed: $0-100K ARR with strong growth. Series A: $1M+ ARR, sub-5% monthly churn, LTV:CAC 3x+. Series B: $5-15M ARR, NRR 110%+.

They’re a system. ARPU × customers = MRR. MRR × 12 = ARR. Customers × monthly churn = lost MRR. CAC + LTV + churn = unit economics. NRR + growth rate + churn = trajectory. Track them together. Improving one in isolation can mask trade-offs elsewhere.

Yes. Every tool on this page is free, no signup, no email gate, no upsell to a paid version. They’re built by FoundStep to help indie SaaS founders ship better businesses.

Benchmarks reference 2025-2026 data from ChartMogul Open Benchmarks, Baremetrics Open Benchmarks, OpenView SaaS Benchmarks 2024, and SaaS Capital’s annual report. Citations are linked under each benchmark table. We refresh annually.

All tools

Every SaaS metric calculator.

MRR
MRR Calculator
Calculate Monthly Recurring Revenue in seconds. Project MRR over 12 months with growth and churn. Compare against industry benchmarks. Free.
ARR
ARR Calculator
Calculate Annual Recurring Revenue from MRR or annual contracts. Project ARR growth. Compare against funding-stage benchmarks. Free SaaS tool.
Churn Rate
Churn Rate Calculator
Calculate monthly customer churn rate from start/end customer counts. Compare against ChartMogul SaaS benchmarks. Free, no signup.
LTV
LTV Calculator
Calculate Customer Lifetime Value (LTV) using contribution-margin method. Pair with CAC to evaluate unit economics. Free SaaS tool.
CAC
CAC Calculator
Calculate Customer Acquisition Cost (CAC) from total sales + marketing spend and new paying customers. Free SaaS tool, no signup.
LTV:CAC
LTV:CAC Ratio Calculator
Calculate LTV to CAC ratio - the textbook SaaS unit economics gauge. Compare against industry benchmarks. Free, no signup.
CAC Payback
CAC Payback Period Calculator
Calculate CAC payback period in months. Best-in-class SaaS recovers in <12 months. Free industry benchmarks included.
NRR
NRR Calculator
Calculate Net Revenue Retention from starting MRR + expansion - contraction - churn. Compare against best-in-class SaaS benchmarks.
ARPU
ARPU Calculator
Calculate Average Revenue Per User (ARPU) from MRR and customer count. Track upmarket motion and pricing trends. Free SaaS tool.
Growth Projection
SaaS Growth Calculator
Project SaaS MRR over 12 months with monthly growth and churn rates. Visualise compound impact. Free tool, no signup.

Knowing your metrics
is the easy part.
Shipping is the hard part.

FoundStep is the project management tool that won't let indie devs procrastinate. Validate your idea in 7 questions. Lock your scope. Ship, or kill it.

Free trial available
Cancel anytime
No team required
CAC Calculator (2026) - Customer Acquisition Cost | FoundStep | FoundStep