SaaS Metrics Calculator.

Every SaaS KPI that matters in one form. Enter your numbers once. Get MRR, ARR, ARPU, churn, LTV, CAC, LTV:CAC, CAC payback, NRR, and Rule of 40 in a single dashboard.

Color-coded against published benchmarks for bootstrapped, SMB, mid-market, and enterprise stages. Sourced from ChartMogul, Baremetrics, OpenView, and SaaS Capital. Free, no signup.

Stage-aware benchmarks10 SaaS metricsSourced from ChartMogul + OpenViewNo signup, no email gate
Inputs
Active subscribers. Exclude trials and free users.
Blended monthly price across plans.
USD
Percentage of customers lost per month.
%
Gross new-customer % growth per month. Drives Rule of 40.
%
For NRR: MRR from existing customers at start.
USD
Upgrades, seat additions, add-ons.
USD
Downgrades, removed seats.
USD
MRR lost from cancellations.
USD
Live dashboard

Your SaaS health, all on one screen.

Numbers update live. Color shows where you land vs. healthy industry ranges for your stage.

MRR
Reference
$18,880.00
Monthly recurring revenue from paying customers.
Track MRR trend month over month. Absolute value varies by stage.
Open calculator
ARR
Reference
$226,560.00
Annual recurring revenue (MRR × 12).
Compare against funding-stage benchmarks ($1M ARR Series A, $10M Series B).
Open calculator
ARPU
Reference
$59.00
Average monthly revenue per paying customer.
Track ARPU trend. Rising ARPU signals successful upmarket motion or upsell.
Open calculator
Churn Rate
Watch
3.4%
Percent of customers lost each month.
SMB SaaS healthy churn is 3-5% monthly. Above 5% indicates retention or product-market-fit issues.
Open calculator
LTV
Reference
$1,348.57
Contribution-margin lifetime value per customer.
Use LTV:CAC for relative health. Absolute LTV depends on pricing and cohort.
Open calculator
CAC
Reference
$150.00
Fully-loaded sales + marketing cost per new customer.
Use LTV:CAC or CAC payback for relative health. CAC alone is not enough.
Open calculator
LTV:CAC
Healthy
8.99x
Long-run unit economics gauge. 3x is the textbook target.
3x is the venture-backed target. Below 1x means each customer loses you money.
Open calculator
CAC Payback
Healthy
3.2 months
Months of margin needed to recover acquisition cost.
Under 12 months is the SMB SaaS gold standard. Over 18 months is a runway risk for venture-backed companies.
Open calculator
NRR
Healthy
104.7%
Are existing accounts growing or shrinking?
100%+ NRR is the SMB SaaS healthy bar. Best-in-class hits 110-120%.
Open calculator
Rule of 40
Healthy
231.8%
Annualised growth % + profit margin %. The venture screening test.
Rule of 40 = annualised growth % + profit margin %. Healthy SaaS clears 40. Uses gross margin as a profit-margin proxy.
HealthyWatchCriticalReference (no benchmark)
How to use it

Four steps. One dashboard.

Pull inputs from your billing system (Stripe, ChartMogul, Baremetrics, Paddle). Trust your numbers, not your gut.

01
Pick your stage
Bootstrapped, SMB, mid-market, or enterprise: benchmarks rescale to what good looks like at your size.
02
Fill the Revenue tab
Paying customers, ARPU, churn, growth rate. For NRR add starting MRR, expansion, contraction, churned MRR.
03
Fill the Costs tab
Sales + marketing spend (fully loaded), new paying customers in the period, gross margin %.
04
Read the dashboard
All 10 metrics update live. Coloured cards show where you land vs. healthy bands. Neutral cards are reference-only. Track trend, not colour.
Benchmarks

2026 healthy SaaS ranges by stage.

Sourced from ChartMogul Open Benchmarks, Baremetrics Open Benchmarks, OpenView SaaS Benchmarks 2024, and SaaS Capital's annual report. Bands are not arbitrary. They reflect what venture-backed SaaS companies report at each stage.

MetricBootstrappedSMBMid-marketEnterprise
Monthly churn
≤ 5%/month
healthy
≤ 3%/month
healthy
≤ 1.5%/month
healthy
≤ 0.7%/month
healthy
LTV:CAC
3–100x
healthy
3–100x
healthy
3–100x
healthy
3–100x
healthy
CAC payback
≤ 6months
healthy
≤ 12months
healthy
≤ 18months
healthy
≤ 24months
healthy
NRR
≥ 95%
healthy
≥ 100%
healthy
≥ 110%
healthy
≥ 120%
healthy
Rule of 40
≥ 40%
healthy
≥ 40%
healthy
≥ 40%
healthy
≥ 40%
healthy
Questions

Frequently asked.

Everything else worth knowing about tracking SaaS metrics, from MRR to Rule of 40.

A SaaS metrics calculator turns the inputs you already have (paying customers, ARPU, churn, sales spend) into the standard subscription KPIs investors and operators rely on: MRR, ARR, LTV, CAC, LTV:CAC, CAC payback, NRR, and Rule of 40. This one computes all 10 from a single form so you do not have to bounce between pages.

Start with three: monthly recurring revenue (MRR), monthly customer churn, and CAC payback. MRR tells you scale, churn tells you whether you are leaking, and CAC payback tells you whether your acquisition is sustainable. Layer in LTV, LTV:CAC, NRR, and Rule of 40 once those three are stable.

Benchmarks reference 2025-2026 published data from ChartMogul Open Benchmarks, Baremetrics Open Benchmarks, OpenView SaaS Benchmarks 2024, and SaaS Capital's annual survey. Bands are stage-aware: bootstrapped, SMB ($1-10M ARR), mid-market ($10-100M ARR), and enterprise ($100M+ ARR). Switching stage rescales the colour-coded thresholds.

Absolute revenue numbers depend on your pricing, ICP, and stage. A $5K MRR is great for a 2-month-old indie SaaS and a disaster for a Series A company. We colour-code metrics that have universally meaningful ranges (churn, LTV:CAC, CAC payback, NRR, Rule of 40) and leave raw revenue, ARPU, LTV, and CAC neutral. Look at trends instead.

Rule of 40 = annualised growth rate (%) + profit margin (%). We annualise your monthly growth rate, then add your gross margin as a profit-margin proxy. For an exact Rule of 40 you would use EBITDA margin instead. Most early-stage SaaS use gross margin because EBITDA isn't stable yet.

The formulas match what every SaaS-focused VC uses. Inputs are your responsibility. Pull them from Stripe, ChartMogul, Baremetrics, or your billing system, not your gut. For a deck, also include trend (last 12 months of MRR), cohort retention, and gross margin breakdown.

Contribution-margin LTV: ARPU × gross margin ÷ monthly churn. This is the version investors expect. The simpler "ARPU ÷ churn" overstates LTV because it ignores COGS. Use 70-90% gross margin for software SaaS, lower if you bundle services or run high-touch support.

No. Every metric here is paying-customers-only. Including trials inflates customer counts, deflates ARPU, and breaks comparability against industry benchmarks. Trials become "customers" the moment they convert to paid.

Yes. For pure usage-based pricing, normalise to monthly recurring billed amount and use that as ARPU. For hybrid (base + usage), include the recurring base in MRR and treat overage as expansion in NRR. The formulas don't change. Only how you measure ARPU does.

Yes. No signup, no email gate, no upsell to a paid version. Built by FoundStep, the project management tool for solo developers who actually ship, to help indie SaaS founders track the numbers that matter.

MRR, ARR, ARPU monthly. Churn and NRR monthly with quarterly trend review. CAC, LTV, LTV:CAC, CAC payback, Rule of 40 quarterly. They're lagging and noisy on a monthly basis. Save the inputs in your monthly review doc so you can see drift over time.

Above 3:1 is the textbook target. Bootstrapped SaaS often hits 5-10x because organic acquisition is cheap. Enterprise SaaS targets 4-6x given long contract values. Below 1:1 means you lose money on every customer. Above 10x usually signals under-investment in growth, not over-performance.

Knowing your metrics
is the easy part.
Shipping is the hard part.

FoundStep is the project management tool that won't let indie devs procrastinate. Validate your idea in 7 questions. Lock your scope. Ship, or kill it.

Free trial available
Cancel anytime
No team required
SaaS Metrics Calculator (2026) - All KPIs in One Dashboard | FoundStep | FoundStep